So you’re wondering how to buy Ripple? Well, the process is exactly the same whether you want to buy Bitcoin, Ethereum, or any other cryptocurrency. There are hundreds of exchanges in the market today, many of which offer almost every cryptocurrency you can possibly imagine.

However, it can be challenging to choose the right crypto exchange platform for a specific currency. Moreover, if you have never traded digital assets before, then finding an exchange that offers beginner-friendly options could prove challenging.

XRP, short for Ripple, is currently the 6th largest cryptocurrency by market capitalization. It remains one of the most promising digital assets in the crypto space. Over the past few weeks, XRP’s price performance, especially in cross-pair trading, has shown notable growth, indicating strong potential for further upward momentum.

How do I buy Ripple (XRP)?

Buying XRP is simple and can be done in just a few steps: choose a crypto exchange, create an account, fund it, and make your purchase securely. Here are some crypto platforms that allow you to buy Ripple.

Binance

You probably already know about Binance; no introduction is needed. Ripple (XRP) is listed on Binance and can be bought directly using AUD, GBP, BRL, RUB, EUR, or TRY (availability may vary depending on local regulations).

You can also trade XRP with pairs like USDT, BUSD, BTC, and BNB

To get started, simply create an account on Binance and complete KYC verification if you’re planning to buy XRP with fiat. However, if you’re just looking to swap XRP with crypto, KYC may not be required.

HTX (Huobi Global)

Huobi Global, now known as HTX, is one of the leading cryptocurrency platforms that offers more than just trading. You can also exchange, stake, and lend their crypto assets. It supports a wide range of payment methods, including bank cards, bank transfers, Western Union, SEPA, and more for buying and selling crypto.

Like many other platforms, HTX lets you buy Ripple directly using AUD, EUR, INR, IDR, GBP, and several other fiat currencies through various payment options. You can also exchange USDT, BTC, or ETH for XRP.

Buy Ripple on BitBNS

Buying Ripple (XRP) or any other cryptocurrency with INR in India can be a bit challenging. However, platforms like BitBNS and CoinDCX make it easier for Indian users to get started.

• On CoinDCX, you can buy USDT with INR and then exchange it for XRP.
• On BitBNS, you can buy XRP directly with INR.

To purchase XRP on either of these platforms, you’ll need to create an account and complete KYC verification.

Buy XRP on Gate Exchange

If you prefer a centralized and easy-to-use platform to buy Ripple (XRP), Gate exchange is a great option. You can directly buy or exchange USDT for XRP with a minimum order of just $0.50.

Gate doesn’t require KYC for exchanging Ripple, but completing KYC is recommended for added security and access to more features.

To get started:

• Visit the Gate.com website or download the app.
• Create an account using your email and password.
• Set up security (2FA, etc.) to activate your account.
• Go to “My Balance,” search for USDT, and click Deposit to get your deposit address.
• Send only USDT to that address. (You can deposit other coins too, but you’ll need to swap them for USDT before buying XRP.)

Once your USDT is deposited:

• Head to Trade → Spot Trading.
• Search for Ripple (XRP).
• Choose a low price, place your Buy XRP order, and once matched, XRP will appear in your balance.

If you don’t have any crypto to deposit, you can also buy XRP directly using a credit card or bank account on Gate. You can also use P2P to buy USDT and then convert to XRP.

KuCoin

KuCoin is the best platform for beginners and users who want to start investing with a small amount. The minimum amount required to exchange USDT into XRP is just $0.5.

KuCoin trading offers several features that set it apart from other crypto trading apps, including a wide range of coins, low fees, and fast transactions. The platform’s interface is user-friendly and easy to navigate, with access to advanced charts and data analysis tools.

The trading platform supports everything from spot and futures trading to copy trading and bot trading, all accessible with just one click. When it comes to buying and selling crypto, the app offers multiple payment options, including MasterCard, debit card, bank transfer, and P2P.

CoinMama

An Israel-based company founded in 2013, Coinmama has become one of the most popular platforms for buying cryptocurrencies, including XRP, with a credit card in over 188 countries.

With Coinmama, you can purchase various cryptocurrencies such as Ripple (XRP), Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, Cardano, Litecoin, Qtum, Tezos, and EOS. Payment methods include credit cards (VISA/MasterCard) and bank transfers, and the platform supports multiple fiat currencies like USD, EUR, GBP, AUD, JPY, and CAD.

(Note: If you pay in a currency not supported directly, your bank may charge a currency conversion fee.)

If you’re using a VISA or MasterCard, you can instantly buy XRP and other coins. Once your account is verified, your purchase limits increase.

Your account level determines your purchase limit via credit card.

For Level 1 users, the limit is $5,000. To increase this, simply complete the KYC process and move to a higher level.

Coinbase Exchange

On Coinbase Pro, you can easily buy Ripple (XRP) after completing KYC verification. The platform supports XRP purchases using USD, EUR, and GBP and also allows trading XRP with BTC and USDT pairs.

All buying and selling happens through the Coinbase Wallet, which needs to be connected to Coinbase Pro for trading. One of the biggest advantages of Coinbase Pro is its simplicity, which requires no knowledge to trade any coins.

OKx

It’s available on both Android and iOS devices and features a simple, intuitive interface, making it a great choice for beginners.

OKX is similar to KuCoin but offers stronger security features. It provides three main trading pairs with Ripple: BTC, ETH, and USDT.

If you don’t already own crypto to exchange for XRP, don’t worry, OKX supports multiple payment methods and offers broader fiat support compared to many other platforms. This means you won’t need to buy and sell through different services; everything can be done in one place.

Buy Ripple on Bitpanda

Bitpanda is one of the most popular platforms in Europe for buying Ripple (XRP) with a credit card. Once your account is verified, you can access all of Bitpanda’s features; there are no user tiers, so everyone enjoys the same limits and functionality.

To buy XRP with a credit card, you only need to verify your email and mobile number. After that, you’re allowed to buy and sell up to €50 worth of XRP using your card.

As for fees, Bitpanda doesn’t list them publicly on its website. However, you can see the exact fee during the buying or selling process, and it’s typically around 5% of the transaction amount.

Buy XRP on SwitcHere

Another fast-growing cryptocurrency platform, SwitcHere, allows you to buy XRP and other cryptocurrencies instantly using your credit card or local bank account in almost all countries.

Using SwitcHere’s exchange features, you can buy Ripple, as well as BTC, BCH, ETH, DASH, EOS, LTC, XLM, and USDT, in just a few clicks with their credit card (USD, EUR) or local bank (MYR, IDR, THB, VND).

The daily minimum transaction limit for credit card purchases is $4,800 (€4,350), but you can increase this limit by completing the verification process.

SwitcHere does not display fees directly on its website, but the fee is visible and calculated during the final step of the transaction. It may range between 3.6% and 15% of the total amount. If you’re from Indonesia, Malaysia, Thailand, or Vietnam, you can also purchase XRP using your local currency via a bank account.

Conclusion

The more you understand Ripple, the easier it becomes to spot the right time and opportunity to buy XRP. This buying guide is designed to help you learn some of the key features that make XRP stand out from other cryptocurrencies.

What about you?

What do you think of Ripple and the platforms we’ve covered?

Are you planning to buy XRP soon? Let us know!